AppKarma is another legit app on our list that allows you to make money while doing little things on your smartphone. The method of earning on this app is pretty simple, the more advanced in this game, the more you earn. So better stick to this game to earn money. There are some other cool things that you should know about this game. Dominoes Gold (iOS) is a gaming app that lets you win real money for playing dominoes. You won’t waste your time with this win real money app as it has a 4.7/5 rating out of 6.2K+ reviews in the App Store. I’ve been playing for the past few weeks and win around I win about 70% of my matches — it’s legitimate.

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We think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials.

Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

What you need to know about the Earnin app

Earnin is an app that, similar to a payday loan, lets you use your next paycheck as collateral to get money the same day. Earnin works by automatically deducting the amount you borrow from your checking account on your next payday. If you’re thinking about using the app to get cash before you get paid again, here are a few things to consider.

Eligibility is limited

To use the app, you must have direct deposit to a checking account set up through your employer, have a consistent pay period — weekly, biweekly, semi-monthly, monthly — and either work at the same location each day or use online timesheets to track your hours.

Your rate of pay based on the amount deposited to your account — meaning after taxes and other deductions have been deducted from your paycheck — must be at least $4 an hour. Unemployment, Supplemental Security Income and disability payments are not included in Earnin’s calculation.

Earnin calculates your take-home pay rate based on the money that’s direct deposited into your bank account from a single employer and your work schedule. If you earn commissions, tips or have a side gig, that additional income can’t currently be included in your earnings. One notable exception is that Uber and Earnin have a partnership that allows drivers to use the app.

You sacrifice some privacy

To set up your Earnin account, you must provide your bank account number and routing information to link the app to your checking account.

After your account is set up, you must either upload copies of your timesheets or enroll in Automagic Earnings to have Earnin track your hours automatically, using your phone’s GPS to determine when you’re at work.

Low withdrawal limits

The first time you use the app, you can borrow only up to $100 during your pay cycle. But with repeated use, Earnin may adjust your withdrawal limits up to $500 based on how you use the app, your spending habits, what bank you have and whether your employer works directly with Earnin.

If you borrow the maximum allowed amount, you can’t get more money until your next pay cycle begins.

If you only want a small loan, Earnin’s low withdrawal limits can help prevent you from borrowing more than you need. But if you’re looking for a larger loan amount, Earnin probably isn’t your best bet.

No interest or fees

Earnin says you won’t pay interest or fees when you borrow money using the Earnin app. Instead, the company does encourage users to “tip” an amount they feel is appropriate for using the service. But tips aren’t required to use the app.

A closer look at the Earnin app

If you’re considering using the Earnin app to get a cash advance on your next paycheck, here are a few more things to know.

• iOS and Android: The Earnin app is available for both Apple and Android users.
• Waiting period: It can take up to 72 hours to activate your account after you sign up.
• Direct deposit minimums: You must have a minimum of two direct deposits totaling at least $100 into your checking account to start borrowing money through Earnin.
• Lightning Speed feature: This tool gives you access to your money the same day you request it. So if you’re not signed up for Lightning Speed, you may not receive your money until the next business day. And Lightning Speed isn’t available at all banks.
• Overdraft protection: Earnin could help you avoid overdraft fees when you sign up for the Balance Shield feature, which lets you know when your bank balance is getting low. You may also choose to have amounts of up to $100 automatically transferred to your checking account to prevent overdrawing your account.

Who the Earnin app is good for

Earnin may be a good choice if you occasionally need a small amount of extra cash before your next paycheck and you meet the app’s eligibility requirements.

But continually borrowing against your future earnings isn’t a sustainable financial practice. If you repeatedly use the Earnin app as an alternative to a payday loan, it may be better to review your overall financial situation and make some changes to improve your financial health.

How to set up an Earnin account

To sign up for Earnin, first download the app on your Android device or iPhone. Then follow the prompts to set up your account. You’ll need to provide the following information:

• Email address
• Password
• Paycheck information
• Bank name
• Bank account information
• Employer information

Not sure if the Earnin app is right for you? Consider these alternatives.

• TD Bank: A personal loan from TD Bank could be a good choice if you’re looking for a larger loan amount.
• Prosper: Prosper might be a good option for people who don’t meet Earnin’s eligibility requirements. Read our Prosper personal loan review to learn more.

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Are you addicted to your smartphone to the extent that you believe your life depends on it? Wait till you read this guide. You would be surprised to know that you can actually make money from your smartphone. And that too very easily. It can be as easy as installing a mobile app on your Android or iOS phone and interacting with it.

Here are the most practical ways you could make money from your phone:

• Online shopping and earning points for your purchases
• Taking photos of products in super stores from your phone
• Answering online surveys and giving your opinion
• Reviewing fashion products and gadgets
• Watching videos and listening to music
• Walking, running and staying fit (No kidding!)
• Taking and selling photos online

And many many more. In this guide you will learn the different ways your can turn your phone into a revenue generating machine.

List of Mobile Apps that let you Earn Money

Here are some of the best mobile apps that enable you to start earning money from your smartphone instantly:

1. FieldAgent

   Field Agent allows you to make money by completing short tasks in your area with your phone. Companies pay the app to get personalized feedback about their products directly from users like you. You earn money by giving that feedback. It’s that simple.

   Most tasks involve data collection in the form of text, audio or video. These jobs are easy assignments that you can fulfill while doing everyday activities like visiting your local grocery store or eating at a restaurant. As soon as your feedback gets accepted, you will receive payment in your account. JOIN HERE

   Payment Details

   You can earn anywhere from $2 to $12 per task. Payments usually take 7 business days to process. FieldAgent pays via Paypal and Dwolla.

2. FeaturePoints

   FeaturePoints is a mobile app that lets you earn money or gift cards by downloading other apps. They offer you a number of options to earn points. You can complete web surveys, earn cashback for your purchases and participate in paid contests. The easiest way to earn points is by downloading their suggested apps.

   Once you download the app on your Android/iOS device, go to the store page that shows you a list of apps to download. JOIN HERE

   Payment Details

   This app pays you through points. You can redeem these points for cash through PayPal, gift cards or rewards like Amazon gift card, itunes, Starbucks, etc.

3. SweatCoin

   Would you believe if it if I told you that you can make money just by walking. Try this app called “SweatCoin”, run a few miles having it installed on your phone and get amazed. It pays you for every step that you take. You can redeem your points by spending the credits in their marketplace. JOIN HERE

   Payment Details

   Sweatcoin pays you in the form of credits. You can redeem your earned credits by making purchases at their online marketplace.

4. HealthyWage

   HealthyWage is a fitness app where you can take on fitness challenges and earn real cash rewards. You can even bet on yourself to achieve specific fitness targets. Once you achieve those goals, you will be paid a decent cash prize.

   By participating in the challenges, you agree to track and share your progress on daily basis. You will also have to share before and after photos to prove your feat. JOIN HERE

   Payment Details

   The app gives you a number of options to complete fitness challenges. With individual bets you can earn up to $10,000. There are Jackpot challenges as well that allow you to share bounty with a group of people. Payments are made via Paypal.

5. SurveyJunkie

   As the name suggests, SurveyJunkie pays you to complete short surveys. All you have to do is create your profile and participate in the list of surveys available in your area. Brands use this platform to improve their products and services. Your opinion matters a lot and they make sure that you get paid for it.

   The app is available on both Android and iOS mobile platforms. Simply download and install this app on your smartphone. You will receive regular opportunities based on your location. JOIN HERE

   Payment Details

   SurveyJunkie gives you virtual credits for each survey you complete. You can redeem those credits to get cash in your Paypal or get e-gift cards.

6. Foap

   Foap is an interactive mobile application that allows you to sell your photos and videos online. Today’s cell phones are very capable. You can get high resolution photos from your phone without the need of professional cameras or software. You can turn your photos and videos into instant cash with this app.

   Foap also allows you to participate in Photo and Video Missions where you have to take photos of specific objects and landscapes. The reward will be shared among all the users who complete those missions. JOIN HERE

   Payment Details

   The rewards range from $100 to $500 based on the type of missions you participate in. However, you will split your reward with Foap 50/50. It’s a huge cut but the app is also one of a kind. They use Paypal to reimburse the payments.

7. Mobee App

   Mobee app pays you to participate in secret mystery shopping ventures. All you have to do is install the app and shop for your favorite things from your local stores. You will earn points for each of your purchases. Gather those points to win exciting prizes or even liquid cash. JOIN HERE

   Payment Details

   You can redeem your Mobee points in the form of gift cards. With 5000 points you could get a $50 Amazon gift card. If you ask me, it’s totally worth it.

8. MiPic

   MiPic is an amazing app that lets you launch your customized print store for free. If you’re an artist or a photographer, you can take advantage of this platform to print and sell your custom designs. All you need to do is create your free MicPic store and upload your designs. The app will automatically create personalized products for you including Picture frames, T-shirts, bags and so much more.

   The app gives you an intuitive interface that enables you to preview your products on social media before you launch them. It’s basically a zero-setup and zero-cost solution that you can use to create your own artsy marketplace. JOIN HERE

   Payment Details

   For each sale of a product you will earn a 20% commission. If you compare it with Affiliate marketing platforms, it’s actually a hefty share. You will receive the payments directly in your Paypal account.

9. Google Opinion Rewards

   If for some reason you don’t trust third-party apps to be on your phone, you can at least trust Google. The great news is, Google offers their own Rewards based app that pays you to complete online surveys and share your opinion.

   As soon as a new survey is available, you will receive instant notification. Once you complete the survey, the earnings will show instantly in your dashboard. The surveys themselves are super easy to complete. It won’t take more than 5 minutes of your time. JOIN HERE

   Payment Details

   The app will pay you in the form of Google Play credits. You can use the credits to shop for your favorite apps, games, movies and other stuff.

10. TaskRabbit

    TaskRabbit, in my opinion, is the most practical mobile app for earning money. As a Tasker, you can do various kinds of small gigs and earn up to $30 per hour for your services.

    Basically you can make money for doing what you’re good at. You can offer plumbing work, run errands, do heavy lifting, help with minor repairs, do decoration stuff or even wash cars. Possibilities are endless with this app.

    The best thing about this platform is that you keep 100% of your earnings. You can even earn tips if your clients are really happy with your service. There’s nothing to lose. JOIN HERE

    Payment Details

    TaskRabbit pays you directly into your bank account. They make sure that the payment process is hassle-free and quick.

True Money Earning Apps

We will keep on adding more mobile apps for earning cash as we discover them. Meanwhile, try these apps and share your experiences in the comments section.

Best App For Earning Money

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